It is said sometimes, all a person needs is "a little luck". This could not be more true. Even in an optimum situation of highly favourable Man Luck, Earth Luck and Heaven Luck (in other words, a person who exerts effort, has good Feng Shui and is born to be great) will not succeed without LUCK!
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JFK, John Lennon and Bruce Lee are examples of individuals who probably has a superb Destiny but didn't have the Luck to carry out what Destiny had in store for them. The Chinese often talk of 'Ming Yun' or Destiny-Luck to indicate that these two are in fact ONE. It's not enough to be destined to succeed, you need a bit of luck too, to enjoy that success!